LEGAL

Disclosure Statement

Last updated: January 2026

InvestNest operates a coordinated ecosystem of vetted partners covering mortgage broking, conveyancing, accounting, and property management. Full transparency about these relationships is a core operating standard. This Disclosure Statement sets out exactly how those partner relationships work, what economic interests exist, and how we manage potential conflicts.

1. What we are (and are not) licensed for

InvestNest Pty Ltd holds Real Estate Agency licenses in Victoria (095679L) and Queensland (4937116). These licenses authorise us to act as a buyer's agent on behalf of property purchasers, including sourcing, negotiating, and coordinating the acquisition of residential investment property.

All InvestNest activity is conducted under these licenses by the principal buyer's agent.

InvestNest is NOT licensed to provide:

  • Credit advice or mortgage broking services (regulated under the National Consumer Credit Protection Act 2009 — provided exclusively by our partner mortgage broker)
  • Financial product advice (regulated under the Corporations Act 2001 — requires an Australian Financial Services Licence)
  • Tax advice (regulated under the Tax Agent Services Act 2009 — provided by our partner accountant)
  • Legal advice (provided by qualified solicitors and conveyancers)

While our team has industry backgrounds in finance and accounting that inform our acquisition strategy, any specific credit, tax, or legal advice you receive will come from a properly licensed partner — never from InvestNest directly.

2. Our independence position

InvestNest does NOT accept:

  • Commissions from developers
  • Marketing fees from vendors or vendor agents
  • Volume-based incentives from property sellers
  • Kickbacks of any kind from any party other than our direct client

Our only source of revenue is the fee paid directly by our client under a signed Service Agreement.

3. Partner ecosystem — how it works

InvestNest does not employ in-house mortgage brokers, conveyancers, accountants, or property managers. We refer clients to a curated network of independent professionals we have vetted, work with regularly, and trust.

Each partner is independently licensed and operates under their own regulatory regime:

  • Mortgage brokers operate under the National Consumer Credit Protection Act 2009 (Cth)
  • Conveyancers operate under state-based conveyancing licenses
  • Accountants operate under the Tax Agent Services Act 2009 (Cth) and CPA / CA standards
  • Property managers operate under state real estate licensing

You are never obligated to use our partners. You may choose your own professionals — InvestNest will coordinate with them, provided they meet basic competency and timeliness standards.

4. Referral arrangements

NOTICE — REFERRAL FEES MAY APPLY

InvestNest may receive referral fees or share in administrative fees from some of the licensed professionals in our network when you engage them as a direct result of our introduction. Any such arrangement is disclosed in writing to you BEFORE you engage that professional, including the structure of the fee and any related-party relationships.

4.1 Mortgage broker

InvestNest works with a vetted mortgage broker who operates under standard Australian credit licensing and is bound by the Best Interests Duty under section 158LA of the National Consumer Credit Protection Act 2009. The specific broker we recommend, along with any referral arrangement and any related-party relationships, is fully disclosed to you in writing before introduction. You may decline this referral at any time and use any broker of your choice — InvestNest will coordinate with your broker without prejudice.

4.2 Conveyancer

InvestNest works with vetted conveyancers across each state we operate in. The specific conveyancer we recommend for your matter, along with any referral fee arrangement, is disclosed in writing before introduction.

4.3 Accountant

InvestNest works with a property-specialist accountant for tax structuring and post-acquisition reporting. Any referral fee arrangement is disclosed in writing before introduction.

4.4 Property management

InvestNest works with vetted property management partners across each state we operate in. The specific property manager we recommend, along with any referral fee arrangement, is disclosed in writing before introduction.

5. Best Interests Duty

InvestNest, as a buyer's agent, operates under fiduciary obligations to clients. We are required to:

  • Act in your best interests at all times
  • Disclose all material facts that could influence your decisions
  • Disclose all relationships, payments, and incentives we may receive
  • Decline to act where conflicts of interest cannot be appropriately managed

6. How we manage conflicts

Where a potential conflict of interest exists (such as the related-party mortgage broker arrangement disclosed above), we manage it via:

  • Full written disclosure to you before any partner engagement
  • Your explicit written consent to proceed with the referral
  • Documentation of any alternative options you were offered
  • Quarterly review of partner performance — underperformance ends the partnership
  • Annual independent audit of referral arrangements

7. Vendor-side relationships

InvestNest acts solely on the buyer's side. We do not represent vendors and do not earn vendor-paid commissions. From time to time, we may source off-market properties from listing agents who themselves are vendor-side. In those cases:

  • Our duty remains exclusively to you, the buyer
  • We do not share in vendor-paid commissions
  • Any disclosure required under state real estate licensing law is provided in writing

8. Our complaint process

If you believe InvestNest has failed to meet our disclosure or conduct obligations, you may complain via:

  • Direct contact: complaints@investnest.com.au
  • The Real Estate Institute of Victoria (REIV) or Real Estate Institute of Queensland (REIQ), as applicable
  • Consumer Affairs Victoria or the Office of Fair Trading Queensland, as applicable
  • The Australian Securities and Investments Commission (ASIC) for credit-related matters

9. Updates to this Disclosure

If our partner ecosystem, referral fee structure, or related-party relationships change materially, this Disclosure Statement will be updated and existing clients will be notified in writing.

10. Questions

For any questions about this Disclosure Statement or any specific partner relationship, contact us at disclosure@investnest.com.au or via the contact page.

Important: This Disclosure Statement should be reviewed by a qualified Australian property and consumer credit lawyer before publishing. Specific clauses regarding any related-party mortgage broker arrangement need detailed legal review to ensure compliance with the Best Interests Duty (NCCP Act s158LA) and ASIC Regulatory Guide 273.